Medicare senior products are part of several government-sponsored health insurance programs available to most people aged 65 or older and who have paid into Social Security. There are several sections with differing costs and choices.
Part A covers hospital treatment costs. In most cases there’s no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.
Part B covers medical treatments outside of hospitals. Part B has an annual premium that is dependent on the recipient’s income and Social Security benefits. Recipients also pay a deductible and coinsurance.
Medicare recipients can also opt to take out a Medicare Advantage plan—sometimes called Part C. This means that the recipients will still pay for the Part B premium, but will get more choice over the balance of costs (premium, deductible and coinsurance) and coverage. They may also get coverage for services such as vision, hearing and dental that aren’t covered by ordinary Medicare.
Whichever plan you choose, the costs of prescription drugs are covered by Part D.
Not knowing the options available to you, or your loved ones, can be frightening. This journey doesn’t have to be a crash course in learning about Medicare. Don’t worry about the unknown – let us help.
- Medicare Supplements
- Medicare Advantage Plans
- Prescription Part D Plans
Contact Stuart Benefits for Medicare Consulting
Stuart Benefits specializes in Medicare Consulting. We are confident that our personal hands on approach will provide you with the customer service and support you expect and deserve. Our uncompromising determination to do business with honesty and integrity underscores our firm’s values. Please contact us today for a no charge consultation.
Born and raised in the Lehigh Valley, Mario Stuart understands the dynamics of doing business in this market as well as surrounding areas. As a graduate of Liberty High School and Lehigh University, Stuart excelled in academics as well as the sport of wrestling. Stuart earned the honor of becoming an All-American twice while wrestling at Lehigh. Before founding Stuart Benefits Consulting, Stuart had been in the healthcare industry for 9 years serving in various sales roles and marketing to a wide-range of industries. This experience allows him to tailor benefits and human resource strategies based on listening and understanding his clients’ needs. He implements a disciplined approach to client service and strategy on a daily basis.
Mario resides in West Allentown and is married with two children. He serves the community in various roles and serves on the Board of Directors of the Hispanic Center Lehigh Valley, Bethlehem Rotary Club, Whitehall Area Chamber of Commerce, and Lehigh University Wrestling Club.