We take pride in learning about the businesses we insure and how we can assist in the ever-changing insurance industry. The value of working with KWM is our ability to build relationships based on knowledge and trust. Our insurance advisors can help you identify gaps in coverage, look for ways to save money and keep your assets and income protected.
Errors and Omissions Liability Insurance (E&O)
Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others. We’ll design coverage that will ensure that one simple mistake does not cause financial devastation.
Directors and Officers Liability Insurance (D&O)
Directors and officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We’ll work with you to protect your organization’s greatest asset: your senior leadership.
Risk management goes beyond insurance in that it’s about planning for and mitigating potential business risks, aside from a policy that pays out when suffering a loss. The two work hand-in-hand together, but it’s important to understand that risk management is all about planning and strategizing for the long-term of your business.
Natural Disaster Insurance
Mother Nature can wreak havoc on your business anytime and anywhere. Because many of these occurrences can be catastrophic, there are often exclusions for them in standard business policies. Buying natural disaster insurance can provide additional protection.
Each industry has its own set of unique risks and requires specialized insurance to protect what matters most. Our insurance advisors have in-depth knowledge and experience with a variety of industries, including those featured below.
Golf Course Insurance
Golf is a relaxing pastime that many people enjoy, but operating a golf course isn’t such a walk in the park! Specialty golf course insurance can protect your business from financial risks associated with property damage, extreme weather, liquor liability and much more.
Property Manager Insurance
If you manage residential or commercial properties, you face a diverse set of risks and potential losses. From liability issues to damage protection, we’ll help you navigate the world of property manager insurance and design coverage that’s a perfect fit.
Even though your organization’s goal is to help people, you are still running a business. That means your non-profit needs to protect itself against the risks that small business owners face. We’ll help you design a non-profit insurance policy that covers your organization’s unique needs.
Landscaping Services Insurance
As a landscaper, you probably spend most of your day out with clients. While you’re on the road, the last thing you want on your mind is your insurance coverage. However, there are many reasons why a basic business insurance package just isn’t enough.
Dental Office Insurance
Your patients’ teeth are your top priority. You take pride in knowing you’re providing the best care possible of every person who walks through your door. Staying up to date on news and trends in dentistry should be top of mind, not your insurance policies. Still, it’s imperative you cover your office’s unique risks with specialized dental office insurance.
Pet Business Insurance
There are many different types of businesses in the pet industry. You might own a retail establishment, a non-profit that handles pet adoptions, a training business, or a grooming shop. You could even have a combination of specialties. Whatever services your business offers for pets and their owners, one thing is for certain. You need pet business insurance that offers coverage for the unique needs of your operation.
Warehousing and Logistics Insurance
When you run warehouses and logistics, you’re faced with a lot of moving parts. From the inventory you store to your forklifts to your employees, a lot can go wrong in an instant, leaving your business to pick up the financial pieces. That’s why you need to invest in comprehensive warehousing and logistics insurance coverage to protect your business and make sure you’re covered.
Landlord and Rental Property Insurance
Because properties can vary greatly in many ways, an off-the-shelf insurance package won’t likely be the right fit. Your location, building specifics, and the number of dwelling units all may factor into your insurance policies. It’s important to understand the unique nature of your risks based on the type of property you are insuring.
Fire Department Insurance
Fire departments perform a variety of jobs in their communities. For example, this includes suppressing fires, responding to emergency medical situations, and educating the public on fire safety. With so many different functions, you’ll want insurance to help cover your department against the unique risks you face.